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Onychomycosis ICD-10: Complete Coding and Billing Guide

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Medical coding supports billing and reimbursement. Incorrect billing causes claim denials, delays, revenue loss, compliance issues, and administrative burden. Onychomycosis appears in podiatry and dermatology. Correct Onychomycosis ICD-10 code use aids claim submission, compliance, and revenue cycle management (RCM).

Hello MDs, the best medical billing firm in the USA, assists providers, coders, and organisations with ICD-10-CM codes, CPT codes, and payer rules for claim submission and reimbursement. This guide covers Onychomycosis ICD-10 coding, documentation guidelines, associated codes, and billing details.

What is Onychomycosis (Tinea Unguium)?

Onychomycosis, also known as tinea unguium or nail fungus, is a fungal infection of the toenails or fingernails caused by dermatophytes, yeasts, or non-dermatophyte moulds. Dermatophytes cause 70% of cases in the US, with nondermatophyte moulds and yeasts accounting for 30%. Prevalence reaches 13.8% in North American adults.

Symptoms of Onychomycosis

  • Thickened or brittle nails
  • Nail discoloration (yellow, brown, or white)
  • Nail crumbling or detachment
  • Pain or discomfort, especially while walking

Risk Factors in Onychomycosis

  • Age over 60 years, due to poor circulation, slower nail growth, and longer exposure
  • Diabetes mellitus (commonly E11.9-Type 2 diabetes without complications)
  • Immunocompromised conditions
  • Poor vascular disease or poor circulation
  • Co-existing tinea pedis (B35.3-athlete’s foot)

Obesity, psoriasis, HIV, and peripheral vascular disease. Onychomycosis prevalence increases in diabetic patients, requiring diagnosis coding for treatment and reimbursement.

Types of Onychomycosis

  • Distal Subungual: Most common, starts at nail edge
  • Proximal subungual: Begins at the cuticle, common in immunocompromised individuals
  • White superficial: White patches on nail surface
  • Candidal: Affects nails softened by moisture

Onychomycosis ICD-10 Code Explained I Hello MDs

The primary ICD-10-CM code for onychomycosis is:

  • B35.1-Onychomycosis

The code applies to fungal nail infections and is reported unless a more specific diagnosis is documented.

Key Notes:

  • ICD-9 vs ICD-10: Previously, onychomycosis was coded differently under ICD-9; ICD-10 provides greater accuracy.
  • Medical necessity: Always ensure documentation supports the diagnosis for payer acceptance.
  • Coding compliance: Claims must align with official ICD-10-CM guidelines to avoid denials.

Related ICD-10 Codes for Nail Disorders

Fungal nail infections can occasionally occur alongside other nail disorders. Selecting the correct code ensures clean claim submission.

Condition

ICD-10 Code

Notes

Onychomycosis (nail fungus)

B35.1

Primary diagnosis

Ingrowing nail

L60.0

May coexist with fungal infections

Nail dystrophy

L60.3

Structural nail damage

Other nail disorders

L60.8

For non-specific conditions

Unspecified nail disorder

L60.9

Avoid unless no details available

Athlete’s foot (tinea pedis)

B35.3

Common comorbidity

Type 2 diabetes mellitus without complications

E11.9

Important risk factor

Always use ICD-10 code lookup tools or official CDC resources for the latest updates.

Accurate selection between B35.1 (onychomycosis) and other nail disorder codes ensures clean claim submission.

CPT and HCPCS Codes for Onychomycosis Treatment

ICD-10-CM codes define the patient’s diagnosis, whereas CPT codes report the procedures and services provided.

Procedure

CPT Code

Notes

Debridement of 1–5 nails

11720

Commonly used for fungal nail debridement

Debridement of 6+ nails

11721

Must match the documentation of the number of nails treated

Avulsion of nail plate, partial/complete

11730

For infected/damaged nails

Each additional nail (avulsion)

11732

Add-on code

HCPCS codes apply to medications or supplies. Check payer guidelines for prior authorization on antifungal or laser procedures.

Documentation and Medical Necessity Guidelines for Onychomycosis

Documentation supports the Onychomycosis ICD-10 code (B35.1) to prevent denials. CMS requires clinical evidence of mycosis, with secondary conditions like pain or infection for debridement coverage.

Documentation Includes:

  • Clinical findings: thickened, discolored, or painful nails (nail changes, symptoms, comorbidities); describe each nail’s size, thickness, and color
  • Diagnostic tests (fungal culture, microscopy if performed)
  • Medical necessity documentation (especially if debridement or nail removal is billed)
  • Clinical documentation must connect CPT-reported procedures with the corresponding ICD-10 diagnosis codes.
  • Notes confirming the treatment was medically required, not cosmetic

Cosmetic nail debridement lacks reimbursement. Coverage requires documented medical necessity. Billing teams follow Medicare, Medicaid, and private payer guidelines. Debridement is covered every 60 days; more frequent visits require justification.

Diagnosis Guidelines:

Diagnosis uses microscopy and culture as the gold standard, but PCR or histology is recommended for accuracy due to false negatives. For nondermatophyte molds, repeated sampling confirms infection.

Onychomycosis ICD-10 in Medical Billing & RCM

In revenue cycle management (RCM), accuracy in coding and documentation directly impacts reimbursements. At HelloMDs, we frequently help practices streamline billing for onychomycosis-related procedures by:

  • Ensuring ICD-10 coding accuracy
  • Linking CPT codes with correct diagnoses
  • Submitting claims per payer policies
  • Reducing claim rejections and denials
  • Improving cash flow with clean claims

At Hello MDs, our billing experts integrate ICD-10 coding with payer-specific rules, improving reimbursement rates for podiatry and dermatology practices.

Common Coding Errors for Onychomycosis ICD-10

Many providers face claim denials due to coding errors. Some of the most common mistakes include:

  • Using L60.9 (unspecified nail disorder) instead of B35.1 (onychomycosis)
  • Forgetting to code related comorbidities (like diabetes-E11.9)
  • Not attaching appropriate modifiers when multiple nails are treated
  • Failing to document medical necessity for procedures like debridement

Avoiding these errors is key to coding compliance and timely reimbursements.

How Hello MDs Helps With Onychomycosis ICD-10 Billing

At HelloMDs, we streamline billing and coding processes for practices treating nail disorders. Our support includes:

  • Accurate ICD-10 Coding: We ensure B35.1 and related codes are applied correctly, reducing claim denials.
  • CPT and HCPCS Linking: Our team properly connects procedures (11720, 11721, 11730, etc.) with the right diagnosis codes for maximum reimbursement.
  • Medical Necessity Documentation: We guide provider training for compliance with payer requirements
  • Denial Management: If claims for onychomycosis treatment are denied, we quickly identify errors and resubmit for faster payments.
  • Revenue Cycle Optimization: From coding to claim submission, payment posting, and appeals, our team ensures your revenue cycle management (RCM) runs seamlessly.
  • Compliance with Medicare and Private Payers: We stay updated on ICD-10 coding guidelines, CPT changes, and payer-specific rules, ensuring your practice remains compliant.

With Hello MDs as your medical billing partner, you can focus on patient care while we handle the complexities of billing and coding for onychomycosis and other nail disorders.

Conclusion

Properly using Onychomycosis ICD-10 (B35.1) is essential for adherence to billing, coding compliance and reimbursement. When providers document appropriately, link procedures with diagnosis codes, and meet the requirements set forth by the payer, claims are less likely to get denied, and they will get paid more.

HelloMDs are specialists in medical billing and coding services for podiatry, dermatology and multi-specialty practices. Our expert RCM team reviews your claims that will be sent out to ensure they are clean, compliant and timely before submission.

Are you looking for support with onychomycosis ICD-10 billing or other types of medical coding?

Contact HelloMDs so we can help you optimize your medical billing and revenue cycle management process.

Frequently Asked Questions

Yes. If the infection is affecting the level of pain and discomfort of the person with it, or if it potentially increases the risk of foot ulcer development in a patient with diabetes, then most insurers will deem this a medically necessary diagnosis for billing purposes.

Yes. Onychomycosis is common in patients with diabetes, and in conjunction with the correct diabetes ICD-10 code, it can show the need for routine foot care and assist in having the insurance claim paid.

Insurance companies differ on coverage. Most will cover topical medications used to treat onychomycosis, while oral antifungal medications and laser treatments will usually need prior authorization, and coverage will depend on proof of medical necessity.

Claims are often denied due to improper documentation/substantiation, wrong ICD-10 codes, and when procedures are billed without a diagnosis when referring to them. Good documentation will resolve most of these reasons.

Yes. Providers can bill for more than one nail in one claim, as long as they bill the proper CPT codes, include a modifier if necessary, and make sure to clearly note how many nails that are being treated.

Risks involve presenting cosmetic procedures as medically necessary, codes for unspecified nail disorder without basis, and failure to adhere to payer-specific guidelines—all of which can lead to denials or audits.

Correct coding accelerates payment, decreases administrative rework due to denials, and enhances compliance. For nail treatment practices seeing numerous nail disorders, it directly enhances financial performance.

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